Is better to pay mortgage than to rent a house. Recent researchers find that cost you 10% less to own your house than to rent one. So, on long term, you can have more money and finish with one own house, instead of keep renting. 8 from 10 persons can afford a house, if you are one of them, better to choose to sit in your own house, in front of your favourite computer, typing facebook login in Google or find more about Lady GaGa or Ke$ha. Nice image, no?